Effective Leasing Programs
Expanding your business horizons!
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Home
(New
or Used)
Computer Software
Lease Plans
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UNDERSTANDING YOUR CREDIT We look for a reason to get your funding completed. Not for a reason to decline your financing. Equipment Leasing is as much of an art as it is a science. If you have had a problem we work hard to mitigate the damage. We realize you may have questions about where you stand so we have distilled some rough guidelines. Keep in mind we specialize in finding the strength in your transaction regardless of problems you may have had in the past. SO WHERE DO YOU STAND? General Guidelines Personal Credit: 1 Pts = Fair Isaac - 725+ Very Good 2 Pts = Fair Isaac - 675+ Good 3 Pts = Fair Isaac - 625+ Standard 4 Pts = Fair Isaac - 525+ Accepted Stability 1 Pt = Time in Business 7Yr+ - Very Good 2 Pt = Time In Business 5Yr+ - Good 3 Pt = Time In Business 2Yr+ - Standard 4 Pt = Time In Business 1Yr+ - Start Up 5 Pt = Time In Business 0Yr - Accepted Credit History 1 Pt = Clean History 5+ Yrs - Very Good 2 Pt = Minor Problems 2+ Yrs - Good 3 Pt = Minor Problems 1+ Yrs - Standard 4 Pt = Current Problems 0 Yrs - Accepted 5 Pt = Major Derogatory 0-5 Yrs - Accepted |
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We finance computer equipment and software systems for businesses with damaged credit and start up companies. We work hard to find the best funds available for your circumstances and needs.
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1.888.480.8532 |
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Mitigating Factors! |
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What Helps! Strong Bank Balance Business Cash Flow! Home Ownership! Personal Financial Statement Hard Asset Equipment |
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What Hurts! Poor Payment History High Revolving Debt Low time In Business Soft Asset Purchase Judgments Bankruptcy in last 5 years |
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Credit Programs |
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Tier 1- Tier 5 Distressed Credit Premium Commercial Sale Lease Back Working Capital Start Up Receivables Financing |
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Corporate Only |
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General Guidelines 5 Yrs + Time in Business 5 Million + Annual Sales 25 + Employees Financials Available Bank Account - Mid 5 |
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Start Up Business |
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General Guidelines Lower App Only Limits Medical Programs Available New Enterprise Programs Start Up Capital Programs |
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What Helps! Business Experience Strong Credit History Personal Financial Strength Alternate Source of Income Other Assets |